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2620 Cove Cay DRIVE, #107, Clearwater, FL, 33760 | $349,900
**PARADISE IN COVE CAY VILLAGE** MILESTONE BUILDING INSPECTION HAS BEEN COMPLETED! Hurry and don't miss out on one of the most desired locations in this elite private waterfront golf and marina community! Prepare yourself for the jaw dropping WOW factor when you step in this gorgeous totally renovated ground level SHOWPLACE! Sparkling Chef's kitchen with newly resurfaced bright white cabinets, granite countertops, deep undermount sink, decorative tiled backsplash, breakfast bar, pantry, coffee bar and beautiful stainless steel appliance package. Gleaming wood laminate flooring and freshly painted interior throughout. Spectacular views from the primary bedroom with a huge walk-in closet and updated private bath with tiled surround shower. Large second bedroom and updated guest bath with tiled surround tub/shower combo. What separates this unique condo is you have a beautiful fully screened covered lanai area that opens to your magnificent outdoor living space with incredible breath-taking views of Old Tampa Bay, 15th hole of Cove Cay golf course and a tranquil pond revealing Florida's majestic wildlife. The open floorplan is built for entertaining all of your family and friends and will treat them to a true Florida Tropical Experience. Separate oversized laundry room with extra shelving and storage area. Brand new complete long lasting durable Trane AC unit 2023. Only steps away you have a secured bike and toy storage building. Short walk to the soothing heated pool and spa. Brand new roof (3/2024) and elevators (3/2024) assessment will be paid in full by seller. Assigned covered parking space #2012 and lots of guest parking available. Flood insurance is paid through HOA. Gated community with live 24-hour human security guards. Community offers privately owned Cove Cay Golf Club, Cove Cay Marina and Restaurant. HOA fee includes cable tv, internet, common area taxes, heated pool and spa maintenance, escrow reserve funds, Insurance, maintenance exterior, maintenance grounds, recreation facilities, 24-hour security, water, sewer and trash. Easy access to OUR WORLD-FAMOUS SUGAR SAND BEACHES, Tampa, St. Petersburg, all major highways and interstates. Call and schedule your private showing and make this your FLORIDA STAYCATION HOME TODAY!
Features
- Elevator: Y
- Heating: Central, Electric
- Cooling: Central Air
- Levels: 10
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Laundry: Laundry Room
- Complex: COVE CAY 26-20 VILLAGE II
- Year Built: 1974
- Common Charge: $823 Monthly
- Approx Sq. Feet: 1,050
- Est. Taxes: $3,594
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
- MLS#: U8255951
- Days on Market: 76 days
- Website: https://www.raveis.com
/prop/U8255951/2620covecaydrive_clearwater_fl?source=qrflyer
Listing courtesy of FUTURE HOME REALTY INC Phone: 813-855-4982
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2620 Cove Cay DRIVE, #107, Clearwater, FL, 33760
$349,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $300 | $300 | $300 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,862 | $1,860 | $2,361 |
| Total Monthly Payment | $2,237 | $2,235 | $2,736 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388