Discover this spacious cape featuring 4/5 bedrooms with 2 full bathrooms and an attached 1-car garage. Perfectly situated on a . 23-acre corner lot in the desirable Birchwood area of Port Jefferson Station. Located within the Comsewogue School District, this well-maintained gem combines classic charm with modern convenience, offering everything you need for comfortable living. Upon entering, you'll be greeted by an abundance of natural sunlight that brightens every corner of this inviting home. The versatile layout features a welcoming living room, a spacious kitchen, a separate dining room, and a cozy family room, providing ample space for both relaxation and entertaining. The home boasts a flexible floor plan with the potential for a fifth bedroom or home office, tailored to fit your lifestyle needs. Many updates include new appliances, new boiler and oil tank, new front windows, new tile flooring and carpet, new bathroom vanities and toilets, 200 amp electrical service, central air. Step outside to find a beautifully manicured lawn, complemented by an in-ground sprinkler system that ensures easy maintenance. Check out the Pinterest-worthy soaking pool, a perfect oasis for summer enjoyment and outdoor gatherings. Don't miss your opportunity to make this dream home yours - schedule your viewing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $950 | $950 | $950 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,022 | $3,879 |
Total Monthly Payment | $4,102 | $4,064 | $4,921 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.