Prepare to be captivated. The view over Lake Winona and the mountains beyond will take your breath away! This lovely warm and welcoming contemporary ranch is a gem. The main level has an open concept floor plan with beamed vaulted ceilings and brand-new huge windows to take in the view over 2 lakes, a beautifully landscaped yard with stonewalls, an inground pool, 2 patios and a great outbuilding, with a utility garage below. On the main level there is also a nicely appointed eat-in kitchen, laundry room, ½ bath, enclosed sun porch, and a spacious primary bedroom with double closets and a private bath. The walk out lower level has 2 more roomy bedrooms and a new custom renovated tiled ¾ bathroom, a large utility room/workshop and a 2 car attached garage. A Generac generator, heat/a/c mini splits, and an energy efficient pellet stove are just a few of the extras. This great property is located on a quiet dead-end street, in a country setting with walking trails nearby, and minutes to a boat launch with access on lovely peaceful Lake Winona. With access to Meredith with shopping and dining, and the convenience to 1-93 this home is the perfect year-round or vacation retreat.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $756 | $756 | $756 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,919 | $3,767 | $5,025 |
Total Monthly Payment | $4,767 | $4,615 | $5,873 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.