5400 Park STREET N, #404, St. Petersburg, FL, 33709 | $229,900

Under contract-accepting backup offers. Welcome to your new home in the Otter Key Community! This charming 2-bedroom, 2-bathroom condo offers a versatile and inviting layout. As you enter, you'll find a formal dining space that can easily be transformed into a cozy reading nook or a productive home office. This space seamlessly flows into the well-appointed kitchen and continues into the open dining and living room area. Step through the sliding glass doors onto the lanai, where you can savor the tranquil conservation view and enjoy the beautiful Florida weather. The living space is enhanced by a large mirror wall, which not only adds a unique touch but also makes the room feel more expansive. The primary bedroom is a true retreat, featuring multiple closets for ample storage and a dedicated primary closet for your wardrobe. The ensuite bathroom is thoughtfully designed with a separate vanity area, providing additional convenience and space. You'll also love the added convenience of having your own dedicated parking spot under the building! This exclusive feature gives you direct access to the lobby and elevators without ever stepping outside, making it a true luxury. With less than half of the units offering this perk, it’s a standout advantage. Plus, it’s perfect for navigating Florida’s unpredictable weather—keeping you and your car sheltered from rain and sun. Location is key with this condo—you're just a short drive away from St. Pete Beach, Treasure Island, and Madeira Beach, making it easy to enjoy the sun and sand. The vibrant St. Pete Pier and downtown area offer a plethora of events, activities, museums, restaurants, and shopping options. For travel convenience, both St. Pete-Clearwater Airport and Tampa International Airport are easily accessible. Additionally, you're centrally located to explore downtown Tampa, Dunedin, and Clearwater, ensuring all your adventurous needs are met. This condo offers a perfect blend of comfort, style, and convenience—welcome home!

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: ISLAND VIEW SOUTH CONDO
  • Year Built: 1985
  • Approx Sq. Feet: 1,280
  • Est. Taxes: $750
  • Condo Fee: $633 Monthly
  • Pet Policy: Yes
  • Appliances: Dishwasher, Range, Refrigerator
  • MLS#: A4621780
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/A4621780/5400parkstreetn_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/19/2024 2:47:52 PM)
Listing courtesy of EXP Realty LLC   Phone: 888-883-8509

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5400 Park STREET N, #404, St. Petersburg, FL, 33709

$229,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $183,920 $183,920 $183,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $63 $63 $63
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,118 $1,118 $1,453
Total Monthly Payment $1,255 $1,255 $1,590

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.