Under contract-accepting backup offers. Welcome to your new home in the Otter Key Community! This charming 2-bedroom, 2-bathroom condo offers a versatile and inviting layout. As you enter, you'll find a formal dining space that can easily be transformed into a cozy reading nook or a productive home office. This space seamlessly flows into the well-appointed kitchen and continues into the open dining and living room area. Step through the sliding glass doors onto the lanai, where you can savor the tranquil conservation view and enjoy the beautiful Florida weather. The living space is enhanced by a large mirror wall, which not only adds a unique touch but also makes the room feel more expansive. The primary bedroom is a true retreat, featuring multiple closets for ample storage and a dedicated primary closet for your wardrobe. The ensuite bathroom is thoughtfully designed with a separate vanity area, providing additional convenience and space. You'll also love the added convenience of having your own dedicated parking spot under the building! This exclusive feature gives you direct access to the lobby and elevators without ever stepping outside, making it a true luxury. With less than half of the units offering this perk, it’s a standout advantage. Plus, it’s perfect for navigating Florida’s unpredictable weather—keeping you and your car sheltered from rain and sun. Location is key with this condo—you're just a short drive away from St. Pete Beach, Treasure Island, and Madeira Beach, making it easy to enjoy the sun and sand. The vibrant St. Pete Pier and downtown area offer a plethora of events, activities, museums, restaurants, and shopping options. For travel convenience, both St. Pete-Clearwater Airport and Tampa International Airport are easily accessible. Additionally, you're centrally located to explore downtown Tampa, Dunedin, and Clearwater, ensuring all your adventurous needs are met. This condo offers a perfect blend of comfort, style, and convenience—welcome home!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $63 | $63 | $63 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,118 | $1,118 | $1,453 |
Total Monthly Payment | $1,255 | $1,255 | $1,590 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.