Ruskin, FL, 33570 | $2,350

Imagine a harmonious blend of modern living and sustainable energy located minutes from the ocean! This stunning 2021-built residence offers an idyllic lifestyle just a stone's throw from the sandy shores of Little Harbor Beach, shopping, restaurants, and more. This 2-story haven boasts 4 bedrooms and 2. 5 baths, perfectly designed for family life and serene retreats. A 2-car garage adds convenience to your everyday living. The heart of the home features an inviting open concept design, with tile floors throughout, making it ideal for social gatherings and easy cleanup! The spacious kitchen has granite countertops, a generous walk-in pantry, stainless steel appliances, and an expansive breakfast bar perfect for quick meals or morning coffee chats. On the second level, the upstairs loft offers a flexible space for fitness, work, or play, along with a conveniently located laundry room on the same floor. With all bedrooms upstairs, there is plenty of privacy for the family. Retreat to the owner's primary suite, complete with a large walk-in closet and a sleek double vanity and walk-in shower. Outdoors the fully fenced yard provides privacy and comfort for entertaining with an extended patio and fixed sunshades to enjoy the warmer weather. ADDITIONAL FEATURES OF THIS HOME: Enjoy minimal electric bills averaging about $50/month, thanks to SOLAR PANELS and robust 2nd level concrete walls and the benefit of the water softener system recently installed. As if the home itself wasn't enough, the amenities center is located down the street featuring a resort-style pool, sporting courts, a dog park, and scenic hiking/walking trails for your leisure. With quick access to major highways, easy commutes to Tampa, Sarasota, and St. Pete metro areas are less than a 45-minute drive away! This home isn’t just a dream—it’s a unique opportunity waiting for you. Embrace a lifestyle where the sun's power meets modern living in a serene lakeside setting. Schedule a tour today and make it yours!

Features

  • Type: Single Family Residence
  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room, Upper Level
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,328
  • Acreage: 0.11
  • Pet Policy: Breed Restrictions, Monthly Pet Fee, Number Limit, Pet Deposit
  • Appliances: Dishwasher, Microwave, Refrigerator, Water Softener
  • MLS#: T3553351
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/T3553351/_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/19/2024 5:17:36 PM)
Listing courtesy of Compass Florida, LLC.   Phone: 813-355-0744

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ruskin, FL, 33570

$2,350

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $1,880 $1,880 $1,880
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $11 $11 $15
Total Monthly Payment $86 $86 $90

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.