OFFERS DUE TUESDAY 9/10/24 NOON. Welcome to your dream home in the heart of highly desirable Governor Francis! This beautifully renovated 3-4 bedroom Cape w/ full-shed dormer combines classic style & modern amenities all on a corner lot on a cul-de-sac! Discover a thoughtfully designed main floor w/ hardwood floors, updated kitchen w/ new cabinetry, Corian & granite counters, new KitchenAid appliances & expanded dining, formal dining room, a beautiful living room w/ fireplace, 1/2 bath & a show-stopping Primary bedroom suite w/ cathedral ceilings, French doors to the patio, walk-in closets, ductless AC & a luxurious ensuite bath w/ double vanity & stone shower/jetted soaking tub. The kitchen & expansion area plus Primary suite all have radiant floor heat (nice and cozy in the winter!). Upstairs you will find 2 spacious bedrooms w/ large closets plus another renovated full bath. The full-shed dormer across the back, steeper pitch roof & high ceilings in the upstairs bedrooms add to the spacious feel. The finished basement has a bonus/flex space w/ sealed concrete foundation, recessed lighting & French drain system to ensure a dry space. New exterior paint, vinyl replacement windows, upgraded 200-amp electrical service w/ generator. Large 1-car detached garage w/ pull-down stairs to full loft. Gorgeous yard featuring patio & walk-way, lush landscaping & in-ground sprinkler system. City sewer. Gas line available in the street. Stunning property in a vibrant community!
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Our Executive Mortgage Banker:
Our Insurance Division:
$685,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $548,799 | $548,799 | $548,799 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $575 | $575 | $575 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,335 | $3,335 | $4,337 |
Total Monthly Payment | $4,002 | $4,002 | $5,004 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.