Bask in breathtaking wide-open views in this pristine two-bedroom, one-bathroom home featuring renovated interiors and outstanding storage in a desirable co-op complex at the intersection of Morningside Heights and Manhattanville. Spanning approximately 904 square feet, this spacious home greets you with a long gallery entry flanked by four roomy closets. Ahead, the open-plan corner living room boasts hardwood floors, nearly 8-foot-tall ceilings and mesmerizing views to the north and west. The kitchen dazzles with sleek white cabinetry, granite countertops, stone tile floors, mosaic tile backsplashes and convenient breakfast bar seating. Cooks will love the excellent stainless steel appliances, including a vented six-burning gas range, French door refrigerator, microwave drawer and dishwasher. Down the hallway, two large bedrooms offer western exposures, roomy closets and plenty of room for king-size beds or home office space. A contemporary bathroom with a walk-in shower, floating vanity and floor-to-ceiling tile completes this bright and airy sanctuary. 549 West 123rd Street is part of the Morningside Gardens complex, a sprawling cooperative featuring six buildings surrounding 9 acres of stunning park-like grounds and playgrounds. Residents of the well-maintained, financially stable, pet-friendly complex enjoy 24-hour security, on-site superintendent service, subsidized parking (first come, first serve waiting list), modern new laundry facilities, a fitness center, storage, bike room, lounges, a tween game room, playrooms, woodworking shop, pottery studio w/ kiln and a daycare/early childhood education center affiliated with Columbia University. In this superb uptown location, you're surrounded by iconic New York City institutions, including Columbia University, Barnard College, Teacher's College City College of New York, Manhattan School of Music, and the Jewish and Union Theological seminaries. Enjoy a bounty of outdoor space at Riverside Park, St. Nicholas Park, Morningside Park and Riverbank State Park, or enjoy the fantastic shops and services along 125th Street, including Whole Foods, H&M and the Apollo Theater. Transportation is effortless with 1, A/C and B/D trains, excellent bus service, CitiBikes and the West Side Highway all nearby.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$705,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $564,000 | $564,000 | $564,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,752 | $3,749 | $4,756 |
Total Monthly Payment | $3,844 | $3,841 | $4,848 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.