Welcome to your dream home -- a meticulously maintained four-bedroom, two-and-a-half-bathroom colonial in the highly desirable Massapequa Woods neighborhood. This 1906 gem exudes timeless charm with its original crown molding, coffered ceilings, French doors, and gleaming hardwood floors, blending historic character with modern convenience. Featuring four versatile levels, the home includes a finished basement with an outside entrance and a walk-up attic. The main floor's unique circular layout seamlessly connects the foyer, formal living room, family room, dining room, and kitchen, offering ample living space and an ideal flow for daily living and entertaining. With two doors leading to the backyard, the home effortlessly merges indoor and outdoor living. Upstairs, you'll find four spacious bedrooms and two full bathrooms, providing ample space for relaxation and privacy. The finished attic, is perfect for a home office, playroom, or extra storage. The basement features a finished area with an outside entrance, plus a dedicated space for laundry and mechanicals. The backyard is an entertainer's dream with multi-level Trex decking, a semi-in-ground pool, and a hot tub. A large two-car garage with a 9-foot door and lofted storage completes the property. Situated just a short walk from the LIRR, dining, and shopping, and only three blocks from the Massapequa Preserve, this location provides exceptional ease and accessibility. Low taxes amount to just $13, 216. 97, with the STAR exemption reducing them by $1, 231. 04, bringing the total to $11, 985. 93.
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Our Executive Mortgage Banker:
Our Insurance Division:
$835,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $668,000 | $668,000 | $668,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $1,101 | $1,101 | $1,101 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,741 | $4,059 | $5,503 |
Total Monthly Payment | $4,934 | $5,252 | $6,696 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.