Welcome to your new haven in Mastic Beach, where comfort meets outdoor adventure! This charming Cape Cod home is move-in ready, featuring four spacious bedrooms, numerous updates and spectacular water views Step into this open concept home with stylish wood-look tile flooring, a kitchen adorned with stainless steel appliances, granite countertops, & French doors leading to a fully fenced backyard and beautifully stenciled patio, ideal for outdoor gatherings. Upstairs, there's plenty of room to add a second bathroom, enhancing the convenience of this delightful home. The generous yard offers endless possibilities for a pool, outdoor kitchen, and more. Embrace the vibrant outdoor lifestyle of Mastic Beach, with Osprey Park, Southaven Park, and Smith Point Beach all nearby. Dive into local history at the Manor of St. George and William Floyd Estate or explore the natural beauty of the Wertheim National Wildlife Refuge. For fishing enthusiasts, a fishing dock just a block away provides easy access to serene waters. Smith Point Beach, part of the Fire Island barrier beach, is only 5 miles away. This popular destination attracts surfers and beach lovers from all over the island. Visit the TWA Flight 800 Memorial and Garden for a moment of reflection, or enjoy good food and live music at Tiki Joe's, a favorite gathering spot. As warmer days approach, enjoy the spectacle of skydivers from the nearby Long Island Skydiving Center. Whether you're a nature lover, history buff, or simply seeking a picturesque retreat, this home is your gateway to endless opportunities in Long Island's most affordable coastal paradise.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$430,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $344,000 | $344,000 | $344,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $556 | $556 | $556 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,347 | $2,286 | $2,901 |
Total Monthly Payment | $2,978 | $2,917 | $3,532 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.