Enjoy water views without fear of the flood zone! Discover your dream home in Surfside Park! Tucked away in a peaceful nook, this delightful 2-bedroom, 2. 5-bath townhouse is the epitome of modern living amidst scenic beauty. With only four units in this exclusive community, you'll enjoy both privacy and a sense of belonging, all within a stone's throw of North Beach. The living area is a haven of natural light, featuring expansive windows and dual decks that frame the breathtaking water vistas. The contemporary kitchen boasts the latest appliances, ready for your cooking adventures, and is complemented by a handy half bath on the same floor. Ascend to the upper level where two generous bedrooms await, each with their own en-suite bathrooms and plenty of closet space. The primary bedroom indulges with a sizable soaker tub and a separate shower. The top floor is dedicated to a versatile home office area, or extra space for guests, awash with sunlight, ideal for those who work from home or seek a creative retreat. Elegant hardwood floors add warmth throughout the property. Step outside to private decks offering serene views of wildlife, the water, and soothing sounds of the ocean. Gather around the communal firepit on chilly evenings. And when you're ready to explore, local conveniences are merely a short drive away. Pet-friendly, subject to application.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $488,000 | $488,000 | $488,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $468 | $468 | $468 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,247 | $3,243 | $4,184 |
Total Monthly Payment | $3,807 | $3,803 | $4,744 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.