HURRICANE SURVIVOR- READY FOR IMMEDIATE CLOSING! Welcome to Sunshine Park, a community with a great location in New Port Richey, Florida! Just off US 54, and minutes from US 19, this community is close to shopping, restaurants, dining, entertainment, countless parks, and, of course, the beach! This community is unique because there are deed restrictions, but the HOA is OPTIONAL at only $35 per year! This is not a co-op or lot rent, YOU OWN THE LAND! And there are NO AGE RESTRICTIONS! Most of the restrictions on pets and leasing fall into the county guidelines, so that's who you would need to contact to verify those items. This home is deceiving from the outside. When you look at the floor plan, you will see that the home is almost a double wide, with a large extension on the Florida room creating a massive second bedroom. This home has about 1, 000 square feet of heated living space as well, and the HVAC system is less than 2 years old! The seller also replaced the flooring throughout the home, including fixing soft spots, so this home is worry free and truly move-in ready. The driveway can comfortably fit three cars, and the backyard is fenced, a perfect home for someone with a pet! When you step inside the home through the carport door, you can head right into the primary bedroom, or head left, where you will pass the bathroom, second bedroom, and enter the kitchen / dining room combo. The Florida room is currently set up as the living room, but you could always move the dining space there or eliminate it completely, if you wanted the living space next to the kitchen. There is an attached storage room where you will find the washer and dryer hookups, and an additional storage shed out back. This home has public water, but has a septic tank. This is a great home for a residence, or an investment property. it is being sold as is, and cash only. Schedule your showing today! HOME INSPECTION WAS ALREADY DONE AND WE HAVE A COPY ON FILE!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $78,400 | $78,400 | $78,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $19 | $19 | $19 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $522 | $515 | $661 |
Total Monthly Payment | $615 | $608 | $754 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.