Welcome to coastal living at its finest! This inviting one-story home is thoughtfully designed to maximize living space, featuring a generously sized kitchen that seamlessly flows into the spacious great room, dining area, and covered lanai. The kitchen boasts ample cabinet and counter space, complemented by a cozy breakfast nook surrounded by bay windows, allowing natural light to fill the room. The private primary suite is located at the back of the home and includes an en suite bathroom with a double vanity and a large walk-in closet. Two additional bedrooms share a second bathroom, providing comfortable living for family or guests. The laundry room is conveniently situated near the front of the home, adjacent to the two-car garage. Additional storage is available with two extra closets, making this home practical offering privacy and functionality for the entire family. The spacious backyard is perfect for outdoor entertaining, gardening, or simply relaxing in your private oasis. Located just 20 minutes from New Smyrna Beach and major highways, this community is perfectly positioned in one of Central Florida's most beloved beach towns. Coastal Woods provides an exceptional opportunity for beach town living at an incredible value. Don’t miss the chance to own a piece of paradise—schedule your showing today!"
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Our Executive Mortgage Banker:
Our Insurance Division:
$380,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $382 | $382 | $382 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,023 | $1,997 | $2,564 |
Total Monthly Payment | $2,480 | $2,454 | $3,021 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.