Charming 3-Bedroom / 2 Full Bath Front Porch Colonial Home in White Plains' Sought-After Neighborhood. This home offers an extremely spacious layout and ample parking, this property features 2 separate Driveways 1 with a two-car garage plus a second driveway with a one-car detached garage an unusual find in this area! Relax on the charming covered front porch, a perfect spot for morning coffee or enjoying warm summer evenings. Inside a lovely foyer with windows overlooking the backyard, leads to a large and sunlit family room, ideal for both relaxation and entertainment. The cozy living room features a wood-burning fireplace, while the large dining room offers ample space for gatherings and includes French doors that open to a bright sunroom, providing a versatile and serene space for year-round enjoyment. The eat-in kitchen boasts stainless steel appliances, combining style and functionality. Upstairs, you'll find generously sized bedrooms with abundant closet space, including a primary bedroom with two large closets. In addition, there is a walk-up attic which offers easily accessible storage space. The basement has plenty of storage as well, and features a walkout, providing access to a large level backyard for privacy, complete with a stone patio perfect for outdoor entertaining and family gatherings. This home truly offers a blend of comfort and practicality that's not to be missed. Conveniently located with walking distance to shops, town, train and more. Schedule your visit today and experience the best of White Plains living!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $660,000 | $660,000 | $660,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $1,111 | $1,111 | $1,111 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,696 | $4,010 | $5,437 |
Total Monthly Payment | $4,899 | $5,213 | $6,640 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.