PRICE IMPROVEMENT!! A MUST SEE! Welcome to this 3 bedroom, 2 bathroom block constructed home sitting high and dry in Florida Shores boasting just under 1600 square feet of living space. New roof 2022. New HVAC 2024. NO HOA!! This home features an exceptional split floor plan as well as a living room and a family room. The master bedroom features a walk-in closet and offers an en-suite bathroom, featuring a walk-in shower. Both guest bedrooms are plentiful in size and share the additional bathroom. Just off the family room and kitchen is the back patio perfect for grilling with its outdoor sink. There is also a large Florida room with glass sliders and its own HVAC to make it comfortable year round. The back yard is large enough for your toys and features a storage shed. Generator ready. 4 Point and Wind Mitigation Inspections can be provided. Conveniently located just off State Road 442, this home is minutes away from I95, shopping centers, restaurants, and more. Edgewater is a prime location just a short drive from New Smyrna Beach. Don't miss this opportunity to make this exceptional property your new home! Schedule a showing today! Owner agent. All information deemed accurate but cannot be guaranteed.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $377 | $377 | $377 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,862 | $1,860 | $2,361 |
Total Monthly Payment | $2,314 | $2,312 | $2,813 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.