Sellers offering $5, 000 closing cost credit for offer submitted in Nov! Located in St Johns County, this spacious 5 bedroom, 5 bath, plus office home is waiting for you! When you walk through the front door your eye will be drawn to the high ceilings and large living room that opens to the kitchen that has been updated with granite countertops. After that, you will want to step outside to the screened in patio and pool, with a large private backyard and preserve views. The floor plan also offers a formal dining room, pool bath, split bedrooms- with two of them sharing a Jack and Jill bathroom. Additionally, the primary bedroom is large enough for a sitting area, and has views of, and access to, the pool. The unique primary bath has his and her toilets and a jacuzzi tub. All of this plus access to the Julington Creek Plantation amenities. Roof 2018, AC 2017, Pool Heater 2022, Pool Pump 2023. New Carpet Aug 2024. Make sure to see the documents section for a complete list of update
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $539,920 | $539,920 | $539,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $618 | $618 | $618 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,592 | $3,547 | $4,553 |
Total Monthly Payment | $4,302 | $4,257 | $5,263 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.