280 Prospect Hill Road, Cuddebackville (Deerpark), NY, 12729 | $449,000

Welcome to Prospect Hill! This beautiful raised ranch has 3 bedrooms, 2 baths, 1 car garage, a finished basement, barn & pasture. The park-like yard is fully fenced. Nestle into the inviting sunroom with a pellet stove to keep you cozy during the winter. Enjoy the sun from your deck, overlooking the barn & pond. Serve your guests a wonderful meal from the kitchen boasting granite countertops, stainless steel appliances, & custom wood cabinets. The finished basement offers 2 bonus rooms (one is currently used as a salon) and a separate laundry room. Workshop in the basement provides ample space for the handyman. The barn & pond need a little TLC, but are ready for you and all of animals. Close to trains & buses to NYC. Minutes away from Port Jervis & Middletown for shopping, restaurants, and recreation. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Attached, Appliances: Electric Water Heater ConstructionDescription: Vinyl Siding, FireplaceFeatures: Pellet Stove, Flooring: Carpet,

Features

  • Town: Cuddebackville
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Single Family, Ranch
  • Year Built: 1976
  • Garage: 1-car Attached
  • Heating: Oil, Baseboard, See Remarks
  • Cooling: Zoned, Wall Unit(s)
  • Basement: Finished
  • Approx Sq. Feet: 1,240
  • Acreage: 4
  • Est. Taxes: $6,338
  • Lot Desc: Level, Part Wooded
  • View: Other
  • Water Front: Yes
  • Elem. School: Anna S Kuhl Elementary School
  • Middle School: Port Jervis Middle School
  • High School: Port Jervis Senior High School
  • School District: Port Jervis
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
  • MLS#: H6325609
  • Days on Market: 79 days
  • Website: https://www.raveis.com
    /prop/H6325609/280prospecthillroad_cuddebackville_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of CENTURY 21 GEBA REALTY   Phone: 845-856-6629

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

280 Prospect Hill Road, Cuddebackville (Deerpark), NY, 12729

$449,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,200 $359,200 $359,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $528 $528 $528
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,390 $2,387 $3,080
Total Monthly Payment $2,993 $2,990 $3,683

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.