Discover a piece of history with modern charm in this beautifully updated home. Originally part of the Sloan Civil War Hospital on the Vermont College campus it was relocated to its current site on Ridge Street after the war. This historic gem is in a desirable neighborhood with easy access to Downtown Montpelier, Vermont College, and local schools. The meticulously maintained yard offers serene patio space and lush gardens. Inside, the thoughtfully designed custom kitchen features stone counters, cork floors, and stainless steel appliances. The adjacent sunroom, with soaring ceilings and 3 walls of windows, bathes the space in natural light and offers a stunning garden view. A nearby 3/4 bath and laundry area add to the home's functionality. Dine in style in the formal dining room, with built-in cabinetry, or unwind in the cozy den, with a classic Rumford Design fireplace. The living room at the front of the home has custom bookcases and shelving. The bright front foyer leads to the second floor, where a spacious common area connects 3 bedrooms, a study/studio, and a full bath. Ample storage is available with a large linen closet. The basement offers utility space, including a hot water boiler with four zones, new fuel oil tank, and air source heat pump water heater. A new main water line connects the home to the City water main. This residence blends historic charm with modern comforts - perfect for those seeking a unique home in vibrant Montpelier. Showings begin 9/6.
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Our Executive Mortgage Banker:
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$695,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $817 | $817 | $817 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,378 | $3,378 | $4,394 |
Total Monthly Payment | $4,287 | $4,287 | $5,303 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.