Perfectly situated in the desirable neighborhood of Oak Leaf Preserve, this 3-bedroom, 2-full bath home delivers 1, 697 Living SQ FT and features a split floor plan, 2-car garage, and a bright open concept! This home will give you all the feels from the moment you walk through the front door and start your tour. The two guest bedrooms feature a full bathroom for guests to utilize. The chef of the family will enjoy the dream kitchen complete with granite countertops, tile backsplash, stainless steel appliances, a closet pantry, a center island with bar seating perfect for entertaining friends, and a dining room to enjoy meals in with family. The large living area is next, complete with a ceiling fan and picture window overlooking the backyard. Walk out the sliding glass doors off the dining room to enjoy the covered lanai and spacious backyard. The generous primary suite features an ensuite bathroom complete with a dual sink vanity, walk-in shower, private toilet room, and walk-in closet. This home features several upgrades including a Brita salt water filtration system, custom window treatments, ceiling fans in each bedroom along with the living room, and full home gutters. Low HOA dues of only $68/month. Oak Leaf Preserve offers a resort-style community pool, perfect for enjoying the Florida sunshine. Enjoy easy access to downtown New Smyrna Beach where you will find great restaurants and boutique shops. This impressive community and ideal home is move-in ready and waiting for you with room to relax inside and out! Call today to schedule your showing and start making memories in your new HOME SWEET HOME!
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$348,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $278,400 | $278,400 | $278,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $386 | $386 | $386 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,899 | $1,850 | $2,387 |
Total Monthly Payment | $2,360 | $2,311 | $2,848 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.