Conveniently located adjacent to Furman University and a stone's throw from the Swamp Rabbit Trail. Multiple uses for this property as the current owner remodeled the basement to create a one-bedroom apartment. Kitchen is fully equipped with quartz countertops, a stainless steel refrigerator, stove, microwave & dishwasher. The bedroom has plenty of closet space and the full bathroom is spacious as well. Guests and or tenants can enjoy a separate entrance and their own driveway. The main house is updated with leathered granite countertops in the kitchen, refinished hardwood floors, primary en suite on main and a nice walk-in laundry room with plenty of storage. The living room has built-ins surrounding the fireplace and plenty of room to entertain as it's open to the kitchen. Several places to chose for your dining needs. Room at the island, the breakfast room or the front room overlooking the yard has a fireplace and can be used as a formal dining room or another bedroom if you need a 4th. Just off the living room is another flex space. Use this for an office, a den or another bedroom. With an exterior door this would work perfectly for a home business. This sprawling brick ranch has so many options and plenty of privacy as it sits on 1. 3 acres.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $396 | $396 | $396 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,879 |
Total Monthly Payment | $3,548 | $3,545 | $4,367 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.