NO STORM DAMAGE!! Move in ready!! Where are you going to find a waterfront condo with a dock and lift under $300K? !! RIGHT HERE !! And it is on a canal intersection offering beautiful water views! Charming First Floor TURNKEY-FURNISHED Waterfront Condo in Golden Sands, Punta Gorda Isles
Welcome to this lovely first-floor condo located in the highly sought-after Golden Sands community, Punta Gorda Isles. This move-in-ready gem is offered turnkey furnished, making it perfect for those seeking a hassle-free lifestyle by the water.
Step inside to discover a light and bright open floor plan featuring two spacious bedrooms and two full bathrooms. The living area is enhanced with luxury vinyl plank flooring, offering a modern and durable finish. Sliding glass doors from the living room lead out to a generous 25x8 screened lanai, where you can enjoy tranquil intersecting canal views.
The well-appointed kitchen features wood cabinets, Corian countertops, breakfast bar, and sleek stainless steel appliances. An adjacent inside laundry room adds convenience with a washer, dryer, and ample cabinets and shelving for storage.
The master bedroom is a private retreat with direct lanai access, dual double closets, and an en-suite bathroom complete with a large walk-in shower. The guest bedroom is equally inviting, featuring two double closets, and the guest bathroom offers a tub/shower combo for added comfort.
Outdoor living is a highlight of this condo. The NE facing screened lanai provides a serene spot for relaxation, with a back door leading directly to your deeded concrete boat dock (marked 12A). Boaters will appreciate the included #10, 000 boat lift with ne wiring, new motors, and new controls, offering power boat access to Charlotte Harbor and the Gulf of Mexico. The community also features a heated pool for your enjoyment, and a concrete seawall maintained by the city ensures peace of mind.
Additional features include a NEW metal roof (installed in 2022), hurricane shutters, crown molding, NEW lanai furniture, carpeted bedrooms, and tile flooring in the bathrooms, kitchen, and lanai. The unit also includes a grill on a concrete pad, ideal for outdoor cooking.
Pet lovers will be pleased to know that this condo allows two pets up to 20 lbs each. The condo association is known for its strong financials, adding an extra layer of security to your investment.
Conveniently located just minutes from golf courses, Fishermen's Village, and historic downtown Punta Gorda, you'll have easy access to shopping, dining, medical care, waterfront parks, boat ramps, fishing piers, a dog park, art galleries, and more. Enjoy walking and biking paths, weekend farmers markets, and a vibrant community atmosphere.
Don’t miss the chance to own this beautiful waterfront condo in Golden Sands—schedule your viewing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $238,400 | $238,400 | $238,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $124 | $124 | $124 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,586 | $1,584 | $2,044 |
Total Monthly Payment | $1,785 | $1,783 | $2,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.