|
Presented by
Julia King |
454 Arbutus Street, Middletown (Highland), CT, 06457 | $510,000
Remodeled custom built ranch located in the desirable South Farms district. Situated on a spacious 1+ acre lot appropriately setback from the road, this home provides one level living with an additional 240sq of finished space in the basement with an under house 2 car garage. Covered porch with a new solid wood entry door. Two large coat closets allow for ample space to store all your outdoor necessities. The living room features 9ft+ ceiling, skylight, fireplace, and large windows. The newly renovated kitchen has new cabinets, stainless steel appliances, a skylight, and plenty of quartz countertop space for cooking. It seamlessly opens to the dining room with a slider leading to a large deck, perfect for outdoor entertaining. The laundry room is located on the main floor with a new washer/dryer and a separate door to the deck. Updated hallway bathroom with a large shower, tile flooring and beadboard. The master bedroom has an en-suite bathroom with a jacuzzi tub. Two additional bedrooms provide plenty of closet space. Hardwood floors throughout. The finished basement has a large heated room, a utility room with new water softening system and two oil tanks, and more storage space. Exterior upgrades include new architectural shingle roof, painting the entire home, new A/C condensing unit, new garage doors, updated landscaping, replacement windows. Just minutes from parks, shopping and dining in downtown Middletown. Easy access to major highways and 30 min from the shoreline Significant price reduction based on feedback.
Features
- Town: Middletown
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full
- Laundry: Main Level
- Style: Ranch
- Year Built: 1996
- Garage: 2-car Under House Garage
- Heating: Baseboard
- Cooling: Central Air
- Basement: Full,Storage,Garage Access,Interior Access,Partially Finished,Full With Walk-Out
- Above Grade Approx. Sq. Feet: 1,707
- Below Grade Approx. Sq. Feet: 240
- Acreage: 1.14
- Est. Taxes: $9,220
- Lot Desc: Level Lot,Open Lot
- Elem. School: Per Board of Ed
- High School: Middletown
- Appliances: Oven/Range,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24042149
- Days on Market: 71 days
- Buyer Broker Compensation: 2.50%
- Website: https://www.raveis.com
/raveis/24042149/454arbutusstreet_middletown_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 13.0 x 11.0 | Main |
| Bedroom 2 | Hardwood Floor | 11.0 x 14.0 | Main |
| Dining Room | Sliders,Hardwood Floor | 13.0 x 11.0 | Main |
| Kitchen | Skylight,Breakfast Bar,Quartz Counters,Tile Floor | 13.0 x 12.0 | Main |
| Living Room | Skylight,9 ft+ Ceilings,Fireplace,Hardwood Floor | 15.0 x 21.0 | Main |
| Primary Bedroom | Walk-In Closet,Hardwood Floor | 15.0 x 14.0 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Julia KingSales Associate
860.876.7097
Julia.King@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 10930
203.641.8287
Dave.Beckman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
454 Arbutus Street, Middletown (Highland), CT, 06457
$510,000
Julia King
Sales Associate
William Raveis Real Estate
Phone: 860.876.7097
Julia.King@raveis.com
Dave Beckman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $408,000 | $408,000 | $408,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
| Monthly Tax Payment | $768 | $768 | $768 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,680 | $2,712 | $3,441 |
| Total Monthly Payment | $3,540 | $3,572 | $4,301 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524