Stunning 4-Bedroom Colonial in Mystic Oaks, Bay Shore Welcome to this exquisite 4-bedroom, 2. 5-bath Colonial home located in the highly sought-after Mystic Oaks section of Bay Shore. This property is truly in diamond condition, offering a perfect blend of classic charm and modern luxury. As you step inside, you'll be greeted by high ceilings and a bright, open floor plan that seamlessly connects the spacious living areas. The gourmet kitchen is a chef's dream, featuring top-of-the-line appliances, ample cabinetry, and a large island perfect for entertaining. The inviting great room is ideal for cozy gatherings, while the formal dining room provides an elegant space for special occasions. Upstairs, you'll find four generously sized bedrooms, including a luxurious master suite with a private bath and ample closet space. The additional bedrooms offer plenty of room for guests, or a home office. The partially finished basement adds versatility to this home, offering additional space for a playroom, home gym, or media room. Enjoy the comfort of central air conditioning throughout the year. Step outside to the beautiful covered front porch, perfect for relaxing with a morning coffee or evening glass of wine. The meticulously landscaped grounds are maintained with an inground sprinkler system, ensuring lush greenery all season long. Residents of Mystic Oaks enjoy access to a shared clubhouse, ideal for hosting gatherings, as well as a community playground, providing endless fun. The location is unbeatable, with close proximity to beautiful beaches and the Fire Island Ferries, making weekend getaways a breeze. Don't miss this opportunity to own a piece of paradise in Bay Shore. Schedule your private showing today!
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$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $1,076 | $1,076 | $1,076 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,884 | $3,884 | $5,051 |
Total Monthly Payment | $5,052 | $5,052 | $6,219 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.