This spacious four-bedroom, three-full-bathroom home, built in 2006 by Showcase Homes, is situated in the desirable Grand Island Oaks neighborhood in Grand Island. The open Windsor floor plan features porcelain tile laid diagonally throughout, offering a modern and stylish living space. The home has been recently upgraded with a brand-new AC, a two year old roof, a new solar water heater, and fully paid solar panels, reducing the electric bill to just $31 a month! The great room flows seamlessly into the dining room and kitchen, with sliding glass doors leading to the lanai and fenced backyard. The kitchen is well-equipped with ample countertop space, solid wood cabinets, and a closet pantry. The primary suite includes private access to the lanai, a bathroom with dual sinks, a private water closet, and a walk-in closet. The home also features an inside laundry room that connects to the attached two-car garage. The split bedroom layout provides privacy, making it ideal for guests, or a home office. One of the bedrooms could even serve as an in-law suite with its private bathroom. The property is conveniently located near dining, shopping, medical facilities, and public boat docks tucked away from the hustle and bustle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $244 | $244 | $244 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,944 | $1,944 | $2,528 |
Total Monthly Payment | $2,263 | $2,263 | $2,847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.