Come see 72 Prospect Hill Road in Colchester - what a wonderful home with so much to offer! Starting with the land and location; it's a large and level parcel set well back from the road, bordered in the rear by 100+ acres of CT State land - serenity and privacy that one dreams of. The in-ground, solar-heated pool with its delightful landscaping is an oasis. The large deck overlooking the yard and pool provides for countless hours of entertaining and outdoor fun, and also many times just sitting peacefully communing with nature. Going inside this beautiful Colonial, you will find that it is very spacious and inviting. The first floor features an open floor plan with the updated kitchen and family room with its warm pellet stove - perfect for family time and entertaining. Upstairs are 5, yes 5 well-sized bedrooms, each with ample closet space, with the primary bedroom featuring its own full bathroom. The basement runs the full-footprint of the home and so provides tremendous extra space for a workshop, exercise room, game, storage and more. The mechanicals are recessed and so the basement can be relatively easily finished for full-on living space. Impeccably maintained by its original builder owner, the home is in superb mechanical and structural condition, with many updates performed including a newer roof, high-pressure water system, mini-splits, pool liner, and much more. Schedule your own private tour today - you'll love it!
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Bedroom 3 | Upper |
Bedroom 4 | Upper |
Primary Bedroom | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $647 | $647 | $647 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,426 | $2,426 | $3,155 |
Total Monthly Payment | $3,148 | $3,148 | $3,877 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.