Stunning country setting for this lovely two-bedroom plus office cape on one of Charlotte’s best roads. This lovely cozy home is set back from the road but perched perfectly take in all that nature that abounds! Sunny, open floor plan includes kitchen with pantry, laundry, and separate entrance to west-facing deck. Large living room with wood-burning fireplace insert provides a cozy place to read a book and connects to dining area overlooking the backyard. This home was built to take in the lovely setting with oversized windows, two decks, and three sliders to connect with nature. Flexible first floor features an office/den with half bath and sunroom currently used as a guest room. Two large bedrooms upstairs - one with fireplace and the other with a perfect reading nook. This home has been beautifully maintained and includes an adorable garage/barn with storage and bonus space for future living area. This is truly a special property with mature trees, lovely perennial and wildflower gardens, and lots of privacy.
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$669,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $535,200 | $535,200 | $535,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $633 | $633 | $633 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,252 | $3,252 | $4,230 |
Total Monthly Payment | $3,977 | $3,977 | $4,955 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.