This home has flood damage from Milton due to the city sewer flooding. This home is NOT in a flood zone but was unfortunately impacted. The home will need new drywall, vanities and kitchen cabinets. Roof/AC/Windows/Electrical all newer and in perfect condition.
This lovely 3-bedroom, 2-bathroom property is a must see! Upon entering you will immediately see the love this home has been given over the years. Your front living room opens up to your large kitchen with a large walk-in pantry! The dining room is perfect for your family dinners or game nights but could easily be used as a family room as well. This space gives access to your meticulously maintained back yard as well as your laundry area. The backyard is large with plenty of room for a pool and provides alley access to your oversized driveway with aluminum carport. Don't you worry about the lack of garage space here, the extremely large shed in the back provides more than enough space to store any tool, bicycle or lawn mower you may have! Additional upgrades include a dimensional shingle roof that was installed in 2017, a new A/C in 2017, a new Water Heater in 2019, brand new washing machine & dryer in 2024, brand new double paneled wood privacy fence, fresh paint throughout and newer double pane windows. Situated in a quiet family-oriented neighborhood overlooking a quaint lake that is just perfect for your front porch morning coffee and catching those beautiful sunrises. You are minutes to the interstate, 10 minutes to downtown St. Pete and 15 minutes to our beautiful sandy beaches. Not to mention you are high and dry with NO FLOOD insurance required!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,836 | $1,834 | $2,366 |
Total Monthly Payment | $2,022 | $2,020 | $2,552 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.