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5228 Hammock CIRCLE, Saint Cloud, FL, 34771 | $539,900
Welcome home to Hammock Pointe where elegance meets charm. This wonderful 3-bedroom 2 bath home is waiting for you. The home is in a pristine quiet neighborhood located in Saint Cloud and rests on an awesome oversized professionally landscaped fenced in lot. The home sets back off the road providing you with an exceptionally long spacious driveway. The home features wood laminate floors and tile floors in all the essential areas. There is plenty of storage here with several walk-in closets. Looking around you will also notice the tray ceilings in the dining, family, and primary suite. The solid counter tops in the spacious eat-n-kitchen along with a large breakfast bar. The primary bath also has a separate bath and shower with lots of counter space. You have sliding glass doors from the family room that lead out to the oversized screened-in patio and covered lanai with a heated pool and spa. Work from home in the office that overlooks the beautiful pool-spa and lovely landscaping. There is a two-car garage with an auto opener, and it is large enough for a small work area. The air conditioner, roof, rain gutters and hot water tank are new. A four-point inspection has been completed and passed recently. The home also comes with all the appliances. Folks, you just have to see this beautiful home for yourself. As soon as you pull up to the front of the house you will know you are making the right choice. All this and more in a community that has so much tranquility to share. The property is located close to shopping, restaurants, major highways, theme parks and the airport. This home will not last long. Please give us a call today for your personal viewing, thank you.
Features
- Rooms: 12
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 130 x 105 x 33 x 164
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Other, Washer Hookup
- Style: Contemporary
- Year Built: 2002
- Garage: 2-car Driveway, Garage Door Opener, Ground Level
- Heating: Central, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,926
- Acreage: 0.25
- Lot Size: 130 x 105 x 33 x 164
- Est. Taxes: $3,005
- HOA Fee: $233 Semi-Annually
- Lot Desc: In County, Irregular Lot, Landscaped, Level, Oversized Lot, Sidewalk
- View: Pool, Trees/Woods
- Elem. School: Narcoossee Elementary
- Middle School: Narcoossee Middle
- High School: Tohopekaliga High School
- Pool: Child Safety Fence, Gunite, Heated, In Ground, Lighting, Screen Enclosure, Tile
- Pet Policy: No
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: O6237662
- Days on Market: 70 days
- Website: https://www.raveis.com
/prop/O6237662/5228hammockcircle_saintcloud_fl?source=qrflyer
Listing courtesy of HOMESTEAD REALTY INC Phone: 407-367-4201
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5228 Hammock CIRCLE, Saint Cloud, FL, 34771
$539,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $431,920 | $431,920 | $431,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $250 | $250 | $250 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,874 | $2,871 | $3,703 |
| Total Monthly Payment | $3,216 | $3,213 | $4,045 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388