Welcome to this impeccably maintained home nestled in the heart of Hopewell Junction, where every major update has already been expertly handled, awaiting only your personal touch to make it truly yours. This inviting residence offers a seamless blend of comfort and convenience. The thoughtfully designed layout features three generously sized bedrooms and a main bath that can be accessed both from the hallway and the primary bedroom, ensuring ease and privacy. Additionally, the downstairs bath is conveniently integrated with the laundry room, enhancing functionality for everyday living. The lower level of the home is perfect for family gatherings and relaxation. It boasts a charming brick mantle and a built-in wood stove, creating a cozy atmosphere that's ideal for both entertaining and unwinding. Recent updates add to the home's appeal, including a new roof, siding, and windows, along with wood floors. The installation of split units ensures efficient climate control year-round, while the Trex deck and new pool liner enhance outdoor enjoyment and maintenance ease. Set on a gently sloping lot, the property offers distant views that transform into a breathtaking autumn display, visible right from your living room window. For utility convenience, the home includes a two-car garage and an additional shed that offers ample space for extra storage or recreational gear. Perfectly located just a few miles from the center of Hopewell, this property provides easy access to local schools, the Taconic Parkway, and is a mere twelve-minute drive to the train station. This ideal location combines the serenity of suburban living with the convenience of nearby amenities and transportation options. This home is ready to offer a blend of modern upgrades, functional living spaces, and a picturesque setting.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $755 | $755 | $755 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,622 | $3,367 |
Total Monthly Payment | $3,486 | $3,452 | $4,197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.