Lovingly updated 4 bed, 2 bath St. Albans cape is ready for its next owner! Situated on a 0. 46 acre lot in Tanglewood Estates, fantastic curb appeal, a sprawling front lawn, and newer driveway (2023) provide a warm welcome. Upon entry from the front porch, step into your bright living room featuring a tiled entry with a coat closet and oversized windows. The living room flows into the combined kitchen and dining area, offering stainless steel appliances, including new fridge in 2023 and new dishwasher in 2022, Corian countertops, and updated fixtures. Not to mention direct access via sliding glass doors to the back deck and flat back lawn- a perfect spot for warm-weather gatherings and outdoor enjoyment! Down the hall from the kitchen, find two bedrooms, one could make for a great office space, and a full bathroom. Access to the 2-car garage and unfinished basement are also found on the main level, with the basement providing ample dry storage space, washer/dryer (new in 2024), and potential for additional finished square footage! Venture upstairs to find two more well-sized bedrooms, as well as an updated full bathroom with new vanity and tiled floors in 2024. Additional home improvements include a new combi hot water boiler in 2023! Ideally located less than 5 minutes from I89 for easy commutes, and just around the corner from St Albans schools, the Collins Perley Sports & Fitness Center, and the many shops, restaurants, and entertainment options found in St. Albans City!
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Our Executive Mortgage Banker:
Our Insurance Division:
$420,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $396 | $396 | $396 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,207 | $2,834 |
Total Monthly Payment | $2,706 | $2,678 | $3,305 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.