This Exceptional Waterfront Luxury home on the shores of Swains Lake was meticulously crafted by a builder for himself, ensuring unparalleled quality and attention to detail. You are greeted by the warmth of Brazilian Cherry floors that flow throughout the main living areas, complemented by custom millwork and designer finishes. The open-concept floor plan seamlessly integrates the gourmet kitchen making it an entertainer’s dream. A cozy deck offers a perfect location for morning coffee or evening cocktails. The living and dining rooms are enhanced by a stone fireplace and oversized windows that frame views of the lake. The feeling you have is that of living in a tree house while being just steps to the lake. The primary suite boasts a spacious layout, an ensuite bath and custom walk-in closet. The versatile layout is currently set up as a 5 bedroom with a second primary bedroom on the 1st floor. Filled with natural light, the home offers both comfort and privacy for family and guests. The finished walk-out basement expands the living space, providing flexibility for your personal needs. Outside, the allure of lakeside living unfolds with 118 ft of water frontage, a private sandy beach, expansive dock and a convenient shed for storing lake toys. With its exceptional craftsmanship, thoughtful design, & unparalleled lakefront location, this property on Swains Lake is truly beautiful, offering a rare opportunity to experience luxury lakeside living at its finest. See Non Public
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $880,000 | $880,000 | $880,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $1,109 | $1,109 | $1,109 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,066 | $5,562 | $7,426 |
Total Monthly Payment | $6,300 | $6,796 | $8,660 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.