Price Improvement!! Seller Says Sell!! Popular Pine Ridge Estates in Citrus County - 3 bedroom, 2 bath, 2 car garage pool home on 1. 14 acres. Built in 1993, this one-owner home is well maintained - new AC 2017, Reroof 2015, Windows replaced 2013, Bathrooms remodeled 2011, and new 8x10 storage shed on property 2022. Perfect family home, totally fenced back yard, an in-ground screened swimming pool & recently recoated lanai deck overlooking the beautifully maintained & landscaped property. Enter the house off the front porch, & step into the foyer/living room with view of the pool & backyard through triple slider doors. The floors are beautiful engineered hardwood. There is a wood-burning built-in fireplace for chilly evenings. A separate dining room/kitchen are all within in close proximity. The kitchen has a breakfast nook with large windows overlooking the pool and backyard. The wood kitchen cabinets & stone counter tops are beautiful with plenty cupboards for storage. The split bedroom plan offers privacy in the primary suite with a large primary bathroom. A 10x20 addition to the main bedroom serves as convenient nursery or office space. Don't forget the separate laundry room & 2 car garage with cabinets for tools. Pine Ridge Estates is located in Beverly Hills, Fl in Citrus County - The Nature Coast. Pine Ridge is an equestrian community - so bring your horses with stables for boarding in the neighborhood. Most homes in Pine Ridge Estates are located on 1 acre sites near shopping, medical facilities, restaurants, golf courses in nearby Hernando, Inverness, Crystal River and Ocala is only 20 min. away. Pine Ridge is located about 10 miles from some of the best fishing, scalloping and boating along Florida's Gulf of Mexico. For your enjoyment, several fresh water springs are located in the area - Rainbow Springs/Dunnellon, Three Sisters Springs/ Crystal River and Manatee Springs in the Chiefland area. There is also a Community Center with playground, horse stables for boarding, tennis and pickleball courts. HOA dues are $98/year.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $147 | $147 | $147 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,737 |
Total Monthly Payment | $2,345 | $2,343 | $2,958 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.