THIS PROPERTY MAY BE USDA ELIGIBLE FOR A USDA LOAN WITH ZERO DOWN PAYMENT. Welcome to this beautifully appointed split 3-bedroom, 2-bathroom home with a versatile flex room, nestled in the highly sought-after Starkey Ranch community. This thoughtfully designed home offers a blend of modern elegance and practical features, making it a perfect sanctuary for both relaxation and entertaining.
As you step inside, you’ll be greeted by an 8’ front door and stunning wood-like tile floors that flow through the living areas. The open-concept living room boasts a tray ceiling, creating a spacious and airy ambiance. Double doors lead to the flex room, providing flexibility to suit your lifestyle.
The heart of this home is the kitchen, featuring quartz countertops, stylish backsplash, premium cabinetry crowned with molding, a breakfast bar, and stainless steel appliances. A natural gas range, dryer hook-up, and gas line on the rear patio area make it perfect for those who love to cook and entertain. Both the primary and guest bathrooms feature Silestone countertops, while the primary en-suite bath offers a luxurious walk-in shower with a rain shower head plus a shower wand, double sinks, and a water closet. A tray ceiling and spacious walk-in closet are special surprises in the primary suite.
Energy efficiency was in mind when this home was built and includes advanced features such as a natural gas water heater, Sentricon termite control, Taexx pest control system, and hurricane fabric shutters for all windows and glass doors. The exterior is equally impressive, with a paver walkway, entry, driveway, and lanai. Additional bonuses to this home are the gutters, a water softener, and fenced yard.
Step outside to enjoy the covered rear patio—perfect for outdoor dining or relaxing—and a charming front porch where you can hang out and greet the neighbors. The rear-entry 2-car garage adds convenience and curb appeal, while the home’s prime location across the street from a conservation area offers serene views and plenty of street side guest parking.
Starkey Ranch is renowned for its active, outdoorsy lifestyle, with nearly half of the 2, 400-acre community devoted to lakes, ponds, wetlands, and parks. The adjacent 18, 000-acre Jay B. Starkey Wilderness Preserve offers endless opportunities for wildlife observation, with sightings of wood storks, herons, egrets, and cranes.
Residents enjoy access to four dog parks, community pools, fields, playgrounds, fitness classes, bike trails, and over 12 miles of paved trails, with a planned 20-mile trail system within the community. The community has a Pasco County municipal K-8 school, district park with baseball and soccer fields, tennis courts, and library too. Whether you’re looking to kayak at Cunningham Park, relax at one of the many pocket parks, or socialize with neighbors, Starkey Ranch offers an unparalleled quality of life.
Don’t miss the chance to make this exceptional home yours and enjoy all the amenities and natural beauty that Starkey Ranch has to offer!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $408,000 | $408,000 | $408,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $610 | $610 | $610 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,479 | $2,444 | $3,224 |
Total Monthly Payment | $3,181 | $3,146 | $3,926 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.