No storm damage, no flooding, and not even loss of power from last hurricane! Welcome home to this beautifully updated 3 bedroom, 2 bathroom home in the heart of highly sought after Port Orange! This adorable home has a BRAND NEW ROOF (placed 8/24) that comes with a TRANSFERABLE ROOF WARRANTY, NEWER AC unit (2020), NEWER hot water heater, LARGE ENCLOSED PORCH, home generator hookups, & 2 car garage! As you enter this adorable home, you are greeted by a spacious living space with updated wood look flooring that is found throughout the majority of the home along with ample natural lighting that brings a bright and airy feel. The large living room overlooks the informal dining space that has upgraded lighting and leads into your beautifully & fully updated kitchen. Enjoy cooking dinners in a kitchen that has been upgraded from top to bottom with shaker cabinets, granite countertops, beautiful backsplash, stainless steel appliances, under cabinet lighting, upgraded luxury tile flooring, and a breakfast bar with enhanced pendant lighting. The split floor plan then leads you from the kitchen to the large formal dining and/or flex space that would be perfectly suited for hosting formal dinners, used as an at-home office or it could be enjoyed as a second living space. The potential is endless! As you continue through the home, you then enter the hall that leads you to the second and third bedrooms, both of which have ceiling fans and upgraded flooring. The third bedroom is full of charm as it has an exposed beam, upgraded shiplap, & an adorable bay window perfect for snuggling up and reading a good book while overlooking the greenery in the backyard. The second bathroom has a beautiful, large vanity & a large shower/tub combo. The primary bedroom is located off of the living & dining space and has an ensuite bathroom that is fully upgraded with a gorgeous vanity, enhanced mirror & light fixture and updated walk-in shower with a rain glass shower door & upgraded showerhead. This home also has a HUGE, enclosed back porch with two ceiling fans that is an ideal space for spending cooler evenings outside enjoying the views of your fully fenced yard with mature trees. Take pleasure in living the coastal lifestyle in this adorable home that is located in a NO HOA neighborhood close to shopping, restaurants & the BEACH! All information deemed to be accurate but not guaranteed and should be verified by buyer and buyer’s agent.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $250,000 | $250,000 | $250,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $353 | $353 | $353 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,663 | $1,662 | $2,108 |
Total Monthly Payment | $2,091 | $2,090 | $2,536 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.