With a nod to mid-century design, this move-in ready charmer checks off all the boxes: Affordable, Low Taxes, Quiet Neighborhood Street, and Close to Schools and Major Transportation. Enjoy one-level living at its best in this 3 bedroom, 1500 sq ft ranch where the living and dining areas form an open concept living space with hardwood floors, recessed lighting, built-ins, and 2 sets of sliding glass doors that allow for an abundance of natural light, deck access and beautiful b/y views. An updated u-shaped kitchen offers granite counters, loads of cabinet space, and some newer appliances, including a s/s Bosch dishwasher. 2 totally renovated full baths feature vanities with granite counters, ceramic floors and decorative tile. A large family room addition has enough space for a dedicated office area and a 3rd set of sliding glass doors that lead to the outside deck. The heated, finished lower level features an artist's studio with above grade oversized windows, also perfect for a workshop, gym, home office, etc. A separate door from the driveway provides additional access. A finished room, currently used for storage, can easily become a 2nd family room or playroom. Lastly, a laundry/utility room rounds out the assortment. All this on over a half acre of verdant, park-like property. Roof 2017, central air 2021, furnace 2019, HWH 2016. Beautifully maintained home ready for its next owner!
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,088 | $1,088 | $1,088 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,327 | $3,323 | $4,287 |
Total Monthly Payment | $4,507 | $4,503 | $5,467 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.