Step back into time with this lovingly restored circa 1895 home on 1. 44 acres and its many treasures to explore. At the entry to the property, you are beckoned inside to enjoy a quieter, simpler time: The wraparound front porch greets you for quiet afternoons enjoying some sweet tea. Stepping Inside, marvel at the restored wood floors, the parlor rooms with fireplaces and incredible wood accents & mantles are a wonder to behold. The Dining room with its beamed and bead board ceiling is full of light. Make your way upstairs, taking time to note the wood ornate stairwell and bannister. Upstairs are 4 bedrooms and two fireplaces plus a large soaking tub graces the bath. A Widows Walk crowns the home and offers a view of the water tower in downtown Palatka. Outside, discover the historic Carriage House w office & used as a garage. A summer kitchen, workshop, chicken pens & coop, victory garden, citrus grove and a 30x60 Metal Building w concrete slab grace the grounds - See More Uses of the Metal Building are many - a garage for your antique cars, man cave or a place to entertain family and friends. Horses, Chickens, goats and other animals can be enjoyed on this unique property zoned Agricultural Estate. Come see this wonderful home and add to the history of this home with your new memories. Pls note: Many of the antiques and other touches can be included in the sale.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $747,920 | $747,920 | $747,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $165 | $165 | $165 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,789 | $4,851 | $6,567 |
Total Monthly Payment | $5,046 | $5,108 | $6,824 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.