One or more photo(s) has been virtually staged. Located in the delightful community of Englewood, this home is just minutes away from stunning Gulf beaches, rated schools, shopping, dining, and recreational activities. It offers a great foundation for your Florida dream, including room to park your toys! ?This charming 3-bedroom, 2-bathroom home with a 2-car garage offers a blend of comfort and convenience. Situated in a non-HOA neighborhood, this property is ideal for those seeking a relaxed and enjoyable Florida lifestyle. As you enter through the quaint front porch area, you'll be greeted by a bright and spacious living area, designed with an open floor plan that seamlessly connects the living room, dining area, and kitchen. Large windows and french doors to the rear enclosed patio allow natural light to flood the space, creating a warm and inviting atmosphere. The well-equipped kitchen features modern appliances, ample cabinetry, granite countertops and a convenient breakfast bar, making entertaining a delight. The primary suite provides a peaceful retreat with its generous size, walk-in closet, and en-suite bathroom. Two additional bedrooms, situated on the other side of the home, are equally comfortable and share a second bathroom. This footprint offers plenty of privacy and space for {some} family members or guests. * The 2-car garage offers ample storage and parking space, perfect for projects and tools too. Some might actually find joy as they step from the garage into the next space- I think it's calling out for someone to create their perfect Pinterest drop zone (the Florida version of a mud room for those of you in the north). But after you put those toys away, and wash up in the utility sink, step outside to your covered lanai, take a long, deep breath, and maybe take a drink. . . of water. . . you're dehydrated. The covered patio is ideal for outdoor dining, entertaining, or simply relaxing while enjoying the beautiful Florida weather, and the oversized backyard is a canvas waiting for you to design the rest of your Florida dream. As an aside, this property has had a recent roofing inspection, and the only spot (affected by Ian) has been repaired. The house made it through otherwise with flying colors: This 2008 home is afterall built up in elevation, and already an X zone (not requiring additional insurance). The AC was also changed out recently (2023). And did we mention this property was an income producing asset?!?!
*not all families will agree with this statement
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,999 | $259,999 | $259,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $383 | $383 | $383 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,580 | $1,557 | $2,039 |
Total Monthly Payment | $2,037 | $2,014 | $2,496 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.