BACK ON MARKET as the buyer's sale of their current home was not under contract within the required timeframe. All inspections and appraisals cleared, so home is ready for a new owner!
This charming 3 bedroom/3 bath golf course home on the 7th fairway in the Spruce Creek Fly-In, close to taxiways and the main community entrance is waiting for you to call it home! Perfectly clean and updated, this home comes with a BRAND NEW ROOF and gutters (both completed in August 2024) and greets you with a covered front porch (with swing), tiled entry and open family room. A built-in bar with beverage fridge, open kitchen with large granite bar and seating, corner breakfast nook, and sliding glass doors to the rear patio complete the living space. The main bedroom and bath are located on the first floor, and two additional bedrooms, two baths, a small office, and an open loft are located upstairs. Sliding glass doors lead to a large open balcony that overlooks the backyard, fire pit and brick paver patio, and golf course fairway. The Spruce Creek Country Club, complete with tennis, golf, pickleball, social activities, and more is just a short golf cart ride away, as is the commercial area with a restaurant, salon, big tree gathering space, and nature trails to explore! See this home now so you can begin to fill it with family and friends just as our favorite season gets into full swing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $455 | $455 | $455 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,890 | $3,711 |
Total Monthly Payment | $3,474 | $3,437 | $4,258 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.