This beautiful 3 Bedroom/2 Bathroom home with 1, 274 sq ft is situated in the highly desired 55+ gated community of Twin Lake Estates. This home has a fabulous eat-in kitchen with 42" cabinets and a breakfast bar. The spacious laundry room includes the washer & dryer and is inside right off the kitchen with plenty of storage and space. The primary suite has a spacious walk-in closet, garden tub and separate shower in the primary bathroom. On the other end of the split bedroom plan there are 2 spacious bedrooms and a bathroom with shower/tub. The open floor plan allows the living room to open up to the large back screened in lanai through gorgeous french doors. Entire house is floored with wood flooring and tile, so there is no carpet. The home sits on 1/4 acre lot with plenty of space to enjoy outdoor activities. The community offers a clubhouse and pool just steps away. Wonderful community with low HOA fees makes this a fantastic opportunity! Twin Lakes Estates in Umatilla is a gated 55 Plus community with numerous amenities including a clubhouse, swimming pool, walking/jogging trails, ample bike riding area, well-lit streets, and more. Many social events take place regularly, inside the community as well as in the surrounding areas. Enjoy the serenity of rural living while being only a short drive from all the local shopping, restaurants, churches, medical facilities, events, and more. Plus, easy access to Orlando’s Airports and entertainment spots. This is a coveted place to live and enjoy the best of Florida living! Call to schedule your private tour today!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,999 | $239,999 | $239,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $135 | $135 | $135 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,595 | $2,058 |
Total Monthly Payment | $1,807 | $1,805 | $2,268 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.