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607 Canal WAY, Oldsmar, FL, 34677 | $319,000
Under contract-accepting backup offers. Pristine home & property. No flooding or damage from the storms. This lovely home was built in 1998 and sits on a deeded lot 56X85 on a pond. The tropical garden has a picket fence in front of the picturesque pond. The air conditioned square footage of the home is listed in public records as 1483, however the 264 square foot lanai or Florida room has a modern air conditioning unit. Both air conditioners were installed in 2024. The magnificent kitchen abounds with beautiful wood cabinets and has an island. It has an extremely large refrigerator and a tile floor. The rest of the house has laminate floors. The home has newer windows, ceiling fans, cathedral ceilings, inside washer & dryer, and is fully furnished. This is a 55+ community and allows a cat or a dog with no weight limit on the dog. A fee of $50. 00/Month is charged for the amenities which include the clubhouse, pool, spa, shuffleboard, and bocce ball. Owners take care of their own property maintenance. Across the street from this Gull-Aire community is a large plaza with restaurants, Bealls, a movie theater, Petsmart, etc. This is a wonderful retirement community. Room measurements approximate.
Features
- Amenities: Clubhouse, Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 56 x 85
- Laundry: Electric Dryer Hookup, Inside, Washer Hookup
- Year Built: 1998
- Garage: 1-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,483
- Acreage: 0.11
- Lot Size: 56 x 85
- Est. Taxes: $1,275
- HOA Fee: $50 Monthly
- Adult Communities: Yes
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: U8255777
- Days on Market: 20 days
- Website: https://www.raveis.com
/prop/U8255777/607canalway_oldsmar_fl?source=qrflyer
Listing courtesy of CHARLES RUTENBERG REALTY INC Phone: 727-538-9200
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
607 Canal WAY, Oldsmar, FL, 34677
$319,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $255,200 | $255,200 | $255,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $106 | $106 | $106 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,698 | $1,696 | $2,152 |
| Total Monthly Payment | $1,879 | $1,877 | $2,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388