5 Glen Ridge Lane, Swanton, VT, 05478 | $399,900

Welcome to your new 3-bedroom, 2-bath home! The main level is bathed in natural light, thanks to a beautiful arch window and double deck walkout doors that lead to a charming deck. The open floor plan enhances the sense of space, making it perfect for both relaxing and entertaining guests. This main floor features 2 of the 3 bedrooms and a full bathroom. The bottom floor features a primary bedroom with private access to the second full bathroom as well as a bonus room. This partially finished walk-out basement has added future potential for finished space and has a new on demand hot water system as well. Whether you want to add drop-down or drywall ceilings, this space offers the flexibility to expand your living area, create a workshop, or add another room to suit your needs. The back deck is an entertainer’s dream, ideal for grilling and enjoying the outdoors. It opens up to a sunny yard that backs onto an impressive 62 acres of common land, offering endless opportunities for hiking, biking, or simply enjoying nature. This well-kept home combines comfort with convenience, being just 15 minutes from St. Albans City and 35 minutes from Burlington and the UVM Medical Center. Don’t miss your chance to own this gorgeous home, where every detail is designed for your enjoyment and convenience. Schedule a visit today and see how this property could be your perfect new home!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Multi-Level
  • Year Built: 2000
  • Garage: 1-car Garage
  • Heating: Baseboard,Hot Water
  • Cooling: None
  • Basement: Walkout
  • Approx Sq. Feet: 1,559
  • Acreage: 0.32
  • Est. Taxes: $4,205
  • Lot Desc: Subdivision
  • Elem. School: Swanton School
  • Middle School: Missisquoi Valley Union Jshs
  • High School: Missisquoi Valley UHSD #7
  • School District: Franklin Northwest
  • MLS#: 5012285
  • Website: https://www.raveis.com
    /prop/5012285/5glenridgelane_swanton_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 9/19/2024
Listing courtesy of Flat Fee Real Estate   Phone: 802-318-0833
Listing Agent: Matt Havers

William Raveis Family of Services

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888.699.8876

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5 Glen Ridge Lane, Swanton, VT, 05478

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 5.990% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.470% 6.161% 5.248%
Monthly Tax Payment $350 $350 $350
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,944 $1,916 $2,528
Total Monthly Payment $2,369 $2,341 $2,953

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.