Welcome to Waterside Condominiums! Located in the Cowesett area of Warwick, this property has everything you could need or want! Walking distance to EG, restaurants, shopping, services and most importantly for boat owners and lovers, the Safe Harbor Cowesett Marina and all it has to offer! This property is also close to commuter routes and Green Airport. Standing on the back deck, there are peaceful views of Mary's Pond extension with all it's wildlife as well as water views of the marina. The interior of the property does not disappoint as the photos support! Main level has an open kitchen, eating area, living room with beautiful gas fireplace and 8' sliders to the huge deck as well as a 1/2 bath. Stainless steel appliances, upgraded cabinets, quartz island and countertops and beautiful hardwood floors, which run throughout the upper level as well. Upper level has a spacious main bedroom with plenty of closet space and a beautiful full bath as well as a large secondary bedroom currently being used as an office. The laundry area is also on this level. The lower level offers the 3rd bedroom and 2nd full bath as well as access to the garage. Basement has plenty of storage! HOA is outsourced to a management company with residents on the board.
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Our Executive Mortgage Banker:
Our Insurance Division:
$590,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $472,000 | $472,000 | $472,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $566 | $566 | $566 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,868 | $2,868 | $3,730 |
Total Monthly Payment | $3,526 | $3,526 | $4,388 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.