The lucky new homeowner will get $66, 000+ in upgrades including a new kitchen with maple painted cabinets, granite countertops, new refrigerator, stove, microwave, dishwasher, bathroom remodels, impact sliders and windows, roof, lighting, ceilings, walls and baseboards have been painted, epoxy floors in garage. The ducts have been cleaned and floors have been steam cleaned … The open concept makes it ideal for entertaining and relaxing, as well as a split bedroom layout with two bedrooms and two bathrooms for the owners, guests, or renters after year one. Freshly cleaned tile floors throughout make Florida living easy. The screened lanai overlooking the private backyard is perfect for morning coffee, outdoor den use and sunset enjoyment. There is a private boardwalk to the tennis courts and pool.
Spanish Gardens homeowners enjoy low HOA fees in their non-gated neighborhood that includes a community pool, tennis courts, playground, shuffleboard and, basketball court. Spanish Gardens is convenient to downtown Bonita Springs with tourism for local events, amphitheater, restaurants, bars, shops, food trucks, and exciting redevelopment underway. Various beaches are available as well as additional restaurants, shops and entertainment a short drive from home in nearby communities.
Spanish Gardens homeowners enjoy low HOA fees in their non-gated neighborhood that includes a community pool, tennis courts, playground, shuffleboard and basketball. Convenient to downtown Bonita Springs with tourism for local events, amphitheater, restaurants, bars, shops, food trucks, exciting redevelopment underway. Beaches, and addition restaurants, shops and entertainment are a short drive from home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $233 | $233 | $233 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,315 | $2,313 | $2,935 |
Total Monthly Payment | $2,623 | $2,621 | $3,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.