Edgemont School District. Charming 2-br, 2-bth duplex . Scarsdale Ridge loves dogs. Conveniently located on Central Park Av. Walk to elementary school without crossing street. Convenient assigned parking spot directly in front of unit. Additional parking for $50/month. First floor features walk through kitchen with granite countertops, brand new stainless steel refrigerator, dishwasher, & faucet. Large dining area and living area leading to a balcony with table and BBQ. Top floor has 2 huge bedrooms, full bathroom with brand new faucets & shower fixtures. Abundant closet space throughout the unit including primary bedroom walk-in closet. Maintenance incl: Assigned parking, gas, heat, water, basic cable, snow removal, landscaping, outdoor pool, private playground, basketball court, and security. Enjoy free extra storage, common laundry room, bike rack, and guest parking. Unit rentable after 2 years. Close to Metro-North stations. 30-min commute to NYC. Express buses on Central Park Av.
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Our Executive Mortgage Banker:
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$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,918 | $2,462 |
Total Monthly Payment | $2,018 | $1,993 | $2,537 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.