Under contract-accepting backup offers. **RARE OPPORTUNITY and INCREDIBLE VALUE!!** You will not find another home in ALL of the Riverview and Lithia area on OVER HALF an ACRE (. 63), more than 2, 700 square feet of an elegant MOVE-IN READY home, in A-RATED Schools (Newsome), FOR THIS PRICE!!! Sellers have found their next home and are in search of a new owner for their well-loved property and will put on a BRAND NEW ROOF for a buyer upon contract signing!! Creekside is a stunning, tranquil, off-the-beaten path GATED community with NO CDD fees and LOW HOA!! You'll fall in love with the majestic oak tree at the front, perfect for a swing and climbing. Enjoy the rear porch for relaxing or grilling, an adorable little garden, and PLENTY OF ROOM FOR A POOL. Enter into an elegant, open floor plan ideal for entertaining, with vaulted and tray ceilings, and a formal living and dining room. The upgraded kitchen features gorgeous granite countertops, a center island, a built-in wine rack, a tiled backsplash, stainless steel appliances, and a coveted GAS STOVE! This 4-bedroom, 3-bathroom home has a TREMENDOUS BONUS ROOM that can be used as a 5th bedroom. The "Jack and Jill" bathroom is a work of art with a unique hand-painted sink and a custom-made cabinet perfect for organizing and getting ready. The generous master suite is on its own side of the house for privacy. The home includes a newer A/C system (2019) with a smart thermostat. Recent exterior paint. One of the bedrooms is currently being used as an oversized laundry room and can easily be changed back to a bedroom if the buyer wishes.
A water softener and filtration system for the well convey with the home. The location offers close proximity to I-75 for a convenient commute and the Triple Creek Nature Preserve. According to the seller, Creekside residents enjoy a wonderful community atmosphere with planned events during holidays. Don't miss this incredible opportunity and value!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,065 | $431,065 | $431,065 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $295 | $295 | $295 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,619 | $2,619 | $3,407 |
Total Monthly Payment | $3,006 | $3,006 | $3,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.