706 Phoenix, Fruitland Park, FL, 34731 | $236,000

Under contract-accepting backup offers. Honey STOP the Car! New Roof !! 3/2/ carport with HUGE screened porch CB home. Welcome to this well maintained property, radiating charm and elegance. NO FLOOD INSURANCE needed. According to analysts, there will be a 4% increase in home prices by 2025. . . and with dropping interest rates, I'd schedule a showing today of this promising property before you tell yourselves, "Coulda', shoulda', woulda'. . . " The average rate on a 30-year mortgage is around 6. 0%! Maybe you ought to call your lender now because as interest rates drop, the demand for housing will increase. . . so don't miss out, make the call, and schedule your showing today ! The neutral color paint scheme throughout provides a calming ambiance that will make you feel right at home. The property boasts a screened in patio, perfect for enjoying a morning coffee or an evening read. The interior and exterior have both been given a new lease of life with fresh paint, new flooring, updated baths, new kitchen , adding to the overall appeal of the home. Laundry room off the carport. Nice sized back yard. This property is a testament to tasteful design and careful upkeep. Don't miss this opportunity to own a home that combines comfort and style in equal measure Fruitland Park, Florida has a lot to offer residents, including a mix of suburban and rural feel, many parks, and above average public schools.
Small-town charm .
Fruitland Park has the charm of a small southern town while still offering the amenities of a big city.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Year Built: 1961
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,487
  • Acreage: 0.2
  • Est. Taxes: $652
  • Appliances: Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator
  • MLS#: U8253996
  • Days on Market: 76 days
  • Website: https://www.raveis.com
    /prop/U8253996/706phoenix_fruitlandpark_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 3:17:10 PM)
Listing courtesy of NEW DIMENSIONS IN REAL EST INC   Phone: 727-222-5737

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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706 Phoenix, Fruitland Park, FL, 34731

$236,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $188,800 $188,800 $188,800
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $54 $54 $54
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,256 $1,255 $1,619
Total Monthly Payment $1,385 $1,384 $1,748

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.