Welcome to your HIGH AND DRY dream home in Country Villas of the charming town of Safety Harbor! This traditional 3-bedroom, 2-bath residence perfectly blends comfort and luxury, offering you the coastal living experience you've always desired. Nestled on an oversized, fully fenced lot, this home boasts breathtaking views of Tampa Bay and NO FLOOD ZONE OR INSURANCE NEEDED! Through the double-door entry, vaulted ceilings and an abundance of light create an open and airy atmosphere. Past the foyer is the spacious living room with a picturesque view of your backyard oasis and an adjoining dining room. The kitchen includes stainless steel Samsung appliances and plenty of counterspace for cooking or entertaining. Wake up refreshed in the primary ensuite with views of Tampa Bay and your sparkling pool. A walk-in closet, makeup vanity and private bathroom with skylight are all just a step away. On the opposite side of the split floorplan sit the other two bedrooms both with walk-in closets and guest bathroom. An indoor laundry room and easy-to-maintain luxury vinyl flooring provide an added convenience, while numerous storage options ensure everything has its place. Step outside to your private backyard retreat featuring a gorgeous swimming pool with diving depth and NEW vinyl fence enclosing your space to keep little ones and pets safe. Host friends and family for an evening of games and mocktails on your covered lanai surrounded by lush landscaping and the smell of Plumeria, all in the comfort of your home. A NEW roof (2023) and NEWER garage door with hurricane braces, further ensures the home's durability and peace of mind for years to come! Other updates include: NEW pool pump & motor (2023), NEW dishwasher (2023), updated light fixtures, ceiling fans, sinks and hardware. Located a short drive to Main Street where you can find award-winning restaurants, 3rd Friday street celebrations, holiday festivals and weekend farmer's markets. Ask about the Feature Sheet showcasing all of the home's details!
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Our Executive Mortgage Banker:
Our Insurance Division:
$539,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $140 | $140 | $140 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,942 | $2,866 | $3,668 |
Total Monthly Payment | $3,174 | $3,098 | $3,900 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.