WOW!!!! You're going to fall in LOVE with this SPACIOUS EATON floor plan with GORGEOUS VIEW of water/golf in the gated golf course/active resort of highly desirable Kings Gate, a 55+ community (evacuation zone D - have not been under any evacuation order, more than 20 feet above sea level - storm surge has not been an issue, not in a flood zone - no flood insurance required). This FULLY FURNISHED (quality/name brand) home has tons of updates/upgrades - including Travertine tile in the enclosed and UNDER AIR lanai, paver patio, convection stove-granite counters-pull outs to maximize storage-finger print resistant appliances-and under & over counter lighting ALL in kitchen, plantation shutters throughout, tinted windows, hang down storage in garage along with insulated garage door, 2023 ROOF, 2013 AC, 2021 Appliances and Accordion shutters. This home has been meticulously maintained and is MOVE-IN ready. Step inside this beauty and your eyes will gaze skyward to the 11 ft high ceilings before looking beyond the massive great room and into the large lanai with that decorative tile flooring and a serene view of water/golf beyond. The to-die for kitchen features an island with an additional sink/disposal and plenty of counter and cabinet space. The kitchen opens to the family room providing plenty of spaces for entertainment/relaxation. No question - you're going to love having your morning coffee and/or favorite evening beverage in the lanai overlooking the pond and observing the Florida wildlife. The large master bedroom to the back right features his/her WALK-IN closets along with dual vanity and separate tub and shower. Both guest bedrooms located to the front right feature WALK-IN closets as well. And if you haven't been to Kings Gate before - you're going to love the options for activity (Olympic size heated swimming pool and spa, tennis courts, pickle ball, lawn bowling, shuffle board, bocce, horseshoes, gym, billiards, library, euchre, bingo, bridge, Texas hold em, poker, mahjong and more). The onsite and NEWLY REMODELED Lions Den restaurant and bar is super convenient and also offers Tuesday night Karaoke and monthly trivia contests. Many residents love the fact that they are just a golf cart ride away from the Winn Dixie shopping plaza that provides you access to grocery store, drug store, bank, ice-cream shop, restaurants and shopping. Want to explore outside of Kings Gate - your minutes away from the restaurants and shops of downtown Punta Gorda and Fisherman's village. And if you want to explore more of Florida's fun spots you’re near I75 to quickly head north or south. An AWESOME home with all those updates/upgrades with a great view in a PREMIER gated community must be seen. Call today for a private showing and a golf cart tour of the community/amenities.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,200 | $375,200 | $375,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $291 | $291 | $291 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,496 | $2,465 | $3,164 |
Total Monthly Payment | $2,862 | $2,831 | $3,530 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.