Seller's loan is assumable at 2. 75 for active or retired military persons with VA home purchase benefits - please contact for details! This home has been beautifully maintained, updated and improved both inside and out as if the Sellers were going to stay forever! Walk up your manicured front yard with accent lighting to your expanded front porch and large double door entry. This home has so many upgraded features waiting for you, including fully renovated bathrooms (Brizo faucets in Owner's Washroom), Rheem hospital grade tankless hot water heater (2023), King Water whole home filtration system (2023), NEW ELECTRIC PANEL (2023), Chamberlain Smart Garage door is hurricane rated and insulated (2022), Rain Bird irrigation system, and so much more. Owner's bathroom has a large walk-in shower and separate jacuzzi tub. Enjoy a meal at your oversized kitchen counter, breakfast nook or in your dining room. Kitchen is full upgraded with a copper farmhouse sink, Hydrology touchless faucet, and SMART appliances, including induction Samsung smart stove, Samsung smart refrigerator and Samsung smart dishwasher. Complete your smart features with a Nest thermostat, Ring doorbell and several smart light switches. You can cozy up with your wood burning fireplace in the living room or enjoy time in your large, enclosed and temperature-controlled Florida Room! 2016 Roof and 2017 Trane A/C. Whole home camera system, complete with 14 cameras outside and 3 inside. The whole house is protected with French Drains. 2 car garage and expanded 3 car wide driveway will hold up to 5 cars. Landscaping for both front and backyard are top notch. Backyard is partially fenced. There is room to store a trailer behind the gate on the side of the home. Rear property line is connected to an unbuildable parcel of land that new Owner could negotiate with that current Owner (a different Owner to this home) to purchase, and beyond that unbuildable parcel of land is conservation, so enjoy long lasting privacy either way! Current Owners just put $30K into the backyard, including an oversized patio with 2 large Pergolas! Let's not forget the perfect space for an office just off the Owner's Suite with French Doors connecting the bedroom and office/flex room. Don't wait, this house is a GEM with upgrades galore!!
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$470,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $376,000 | $376,000 | $376,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $23 | $23 | $23 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,502 | $2,470 | $3,171 |
Total Monthly Payment | $2,600 | $2,568 | $3,269 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.