Waterfront GULF DIRECT Access POOL HOME with large Dock with Lift and Gulf Views on deep Canal that is perfect for living the Florida Waterfront Lifestyle. ALLOWS FOR SHORT OR LONG TERM rentals with no HOA! Amazing waterfront views can be seen from 4 large balconies & lots of large windows to soak up all of that Florida weather and gorgeous sunsets. The large 2nd floor balcony expands the entire length of the 2nd level and has a custom outdoor grill area and extra wide space for tables and chairs with an incredible view. The 3rd floor balcony also expands the entire length of the 3rd floor on front of the house. The dock lift allows you the ability to drop your boat in the water in the deepest widest canal that leads directly to the gulf within minutes to catch your next big fishing adventure, take a day with loved ones on the water to nearby private islands or waterfront restaurants with dock access or go scalloping. Extra bonus is that the sea wall was also just updated and there is power & water at the dock with a ladder for floating in the water or taking a kayak to the flats to explore! There is also a hoist to lift your kayaks or other water toys out of the water. The pool is heated and has been resurfaced in 2023 with a spillover waterfall feature and swim jets surrounded by a paver patio and fenced yard. The house is 3 levels with a dumbwaiter for helping to carry in groceries to the 2nd level and also laundry chutes from the 3rd to 2nd level. The home features an open floor plan and large kitchen that is perfect for entertaining or just to have lots of open space with views of the water from every room. The Master bedroom has the best views with a private balcony and large bathroom with step in shower and jacuzzi tub. The entire interior was recently painted for a very clean, neutral color throughout the home. Boat lift was replaced in 2020, 2 new AC systems in 2023, New pool pump in 2024, tile or laminate flooring throughout the home (no carpet) with lots of storage spaces. The garage is a full 3 car garage with high ceilings and lots of storage areas with a 1/2 bath on the bottom level. On entertaining days, you can open the doors and enjoy the breeze throughout the outdoor space and a great place to entertain. This location is amazing and everyday feels like a Florida vacation within walking distance of Hudson Beach, 3 beach bars, marina and the public boat ramps and tackle shops. You are also 45 min from Tampa Airport for easy access to anywhere and by boat you can access Clearwater beach and inlet destinations in about 30 min as well as Hernando Beach in the other direction or 20 min boat ride to private islands or waterfront restaurants with dock access. This is truly living the Florida lifestyle ! This bottom level is complete garage and storage with an elevated 1/2 bath with minimal damage from Helene b/c it was built with wash out spaces in the garage for possible flooding on bad weather occasions. AC units area also elevated. Come check out why elevated homes have so much more value and better views for one of the best waterfront values you will find!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $326 | $326 | $326 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,231 | $4,227 | $5,363 |
Total Monthly Payment | $4,649 | $4,645 | $5,781 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.