Check out this almost new 5 Bed 3 Bath home that also has an Office and bonus room on the water. This home won't disappoint. This 2022 Hemmingway model boasts almost 3000 sq feet of living space. As you walk through the door, you're greeted with large glass double doors that open to the office. Once inside, you'll notice the attention to detail. The gourmet kitchen overlooks the open floor plan to the living area as well as the dining area. Beautiful white shaker board cabinets, granite countertops, stainless steel appliances, and a huge walk-in pantry. The relaxing view of the lake can be enjoyed from the living space and kitchen. This model has one bedroom downstairs with 4 upstairs. As you walk upstairs, you enter the large bonus room with a walk-in closet. The master bedroom sits off the bonus room and is split from the other three rooms. The master bath has a walk-in shower, garden tub, and his and her sinks. This large lake front lot is nicely landscaped. Ready for entertaining, relaxing, or playing with the kids and pets. Want to save some money. . . New solar was installed meaning little to no electric bill!!! This neighborhood also has a beautiful community pool for their residents that don't want the big expense of owning a pool. Another plus to this home is that it is still under builder warranty. Do not let this one slip away.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $403,920 | $403,920 | $403,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $977 | $977 | $977 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,755 | $2,685 | $3,406 |
Total Monthly Payment | $3,824 | $3,754 | $4,475 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.